FAQs

At Insurance Express we want to ensure that our customers are provided with the information needed to fully understand their coverage and service options.

Whether you have a question during the buying process or after purchasing your policy you can find the answers to the most commonly asked questions below.
General Questions
What benefits do I receive from choosing insuranceexpress.com to shop for insurance online?
Will you quote me rates from other insurance companies?
Why can't I receive a real-time quote on the Internet?
What is your definition of an accident?
Why do I need to give so much personal information?

General Questions
Q: What benefits do I receive from choosing insuranceexpress.com to shop for insurance online?
A: With insuranceexpress.com, you can choose from a variety of coverages to fit your lifestyle and explore "what if" scenarios (such as how much will your insurance change if you move, buy a car, or add a driver). You can get answers in real-time or call us directly on 1-800-665-2020.
Q: Will you quote me rates from other insurance companies?
A: We will always quote you the lowest possible rate and give you the option to choose other companies based on your preference.
Q: Why can't I receive a real-time quote on the Internet?
A: We are unable to provide an Internet quote in the following cases: if you have a 1980 or older vehicle; if you have more than five drivers and/or four vehicles; if you have an out of state vehicle; if you (or a resident of your household) are a student or in the military AND reside out of state with a vehicle. Please call toll free 1-800-665-2020 to get a quote.
Q: What is your definition of an accident?
A: Accidents include at fault, not at fault, reported and unreported collisions that you as the driver were involved in. Not at fault occurrences where your parked vehicle was damaged in a collision are also considered accidents.
Q: Why do I need to give so much personal information?
A: Insurance Express only collects information necessary to provide accurate insurance quotes when requested. Access to your information is limited to people involved in processing this information for sales, customer service or claims service.